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By: Anne

Two points: 1. El Nerdo, your writing really resonates with me. I’m looking forward to your future posts! 2. All the people who have submitted comments ad nauseum about the post being too long could...

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By: jim

Nerdo and Laura, You two have something. Lets lose the “theory” and get down to real practical, real life experiences. I’m one of 10 kids, raised on one salary, lived frugally – never knew it – thought...

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By: SB @ One Cent at a Time

Are you sure, it didn’t? loading....

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By: Tyler Karaszewski

I wish we had *more* posts that were longer and more in-depth. If you’re not willing to invest more than two minutes reading something, how much do you really expect to get out of it? loading....

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By: JR Readding

This article is filled with overly verbose platitudes, best suitable for lunch conversation. Enough of the emo-newbies already. J.D., please stop the me too, coming out financial stories. Give us...

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By: Stephen

The biggest reason things are so contradictory are that everyones goals are in different places. Even your own goals move over time. JD has explained the concept of how rich means different things to...

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By: rachel

Great post! It might be a bit long (for some readers), but sometimes complex ideas just need some room to unfold and be explored. (Then again, I am an PhD student in English, so I do enjoy a good long...

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By: Colin

How about this for a grand unifying theory: Spend less than you make. My father taught it to me when I was growing up and it has guided me well ever since. loading....

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By: phoenix1920

I’m so glad you got the job! Congrats! I often went thru the comments looking for your well-thought POV, and here you are, as a staff writer now! As you are asking for input, I’ll provide mine. First,...

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By: Laura

Interview – um, sure {gulp}. I’d give it a shot. I suspect the takeaway for most GRS readers, though, would be what kind of mindset leads one into debt and how difficult changing that mindset can be,...

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By: Honey Smith

Don’t Think of an Elephant is probably his best known book and can be read in an afternoon, though Metaphors We Live By is also very good. loading....

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By: El Nerdo

Hi Anne, The irony didn’t escape me, as well as other manner of hilarity, though it would be bad form for me to pick on my readers (unless they were to cross some sort of line, which they didn’t). And...

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By: El Nerdo

Thanks man. I’m one of the readers who like you has asked for more “meat” in this blog, hence my statement of purpose. Whether I fail or succeed is another story, but my purpose remains as stated, and...

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By: El Nerdo

I basically agree with that. But… 1) Some people have a problem achieving that formula, so they need to understand why, and what for, and how to do it. 2) Others can manage spending less than they...

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By: El Nerdo

Ha ha, let your interviewer get a takeaway from your story first. Who knows what could happen? Research is an adventure because you don’t know where you’ll end when you start. If it’s cool with you I’d...

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By: El Nerdo

I loved this post! And the story of your babies vs. the manuals– you gotta admit though, probably all that initial research helped you figure out some strategies– no? & “the glass is both” = yes!...

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By: Eileen

Thank you for this entry. I am a big fan of theories of everything, and I agree that this is needed for PF. I have found a useful one for eating, “Eat more plants than animals,” which helps me to avoid...

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By: El Nerdo

Not long, and I read it, and found it very useful, thanks! (I just used the word “strategy” in my reply to Phoenix below– because that fits). Regarding strategies, they can conflict and drive people...

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By: El Nerdo

Tasty! Yes, the article could have used an extra pair of eyes before being posted, but my secretly sadistic editor decided to let me have a “baptism of fire” so to speak, and actually *added* words to...

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By: Laura

O.K.! loading....

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By: Old Guy

BMF = Buy My Furniture? Bi-weekly Money Finances? I know PF = Personal Finance; PITA = Pain In The Ass; DH = Dear Hubby; GTD = Getting Things Done; ITA = I Totally Agree; and others since I had to look...

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By: Eileen

Thank YOU! I am a long-time GRS reader, even wrote a song inspired by JD, and credit him with all kinds of personal changes I have made in the last 3 years. That said, I am happy to have you on board...

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By: Alexandria

El Nerdo – I find your posts fascinating. I am an accountant and a philosopher so it kind of speaks to me I guess. Usually kind of an odd mix, I guess. The wordiness doesn’t bother me in the least – I...

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By: Jacq

How about “personal finance for smart people” a la Pavlina? Cuz 2 many wrds r hrd. Anyhoo – would like to see a post on your thoughts on the following:...

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By: Samantha

I enjoyed this post better than any I’ve read this year. Makes me feel better about sticking around the community. Beautifully written and well-thought out. Elegant. Really resonated with me – we also...

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By: TinaPete

“smell a fish”, I love it! loading....

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By: Kate

Sure, the post was a bit long, and I think that El Nerdo is very gracious in receiving the criticism as he has. But El Nerdo, please don’t feel the need to respond to every comment. I feel a bit...

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By: Charla

Glad you have a job, but I hope future posts will be shorter, less wordy, less philosophical and more practical. I gave up listening to long philosophical discussions in college many years ago because...

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By: SuperSavingSuz

BMF= Balanced Money Formula. Also known as the 50/30/20 rule. A lot of the writers and commenters use it. loading....

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By: phoenix1920

LOL–yes–I had plenty of possibilities. But it drove my must-find-right-answer self up the wall. Too often, people induce fear in presenting their POV by suggesting that if you don’t do one approach,...

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